According to data collected in 2008, Diabetes currently affects 25.8 million people in the United States, or 8.3% of the entire population. Diabetes is unique in that it is a disease that can?(but not always) lead to complications throughout the entire body, causing a flurry of medical conditions including turbulent changes in blood pressure, vision impairment, ulcers or numbness in the extremities.
But did you know that your diabetes can qualify you for long-term disability? Social security and private insurers offer long-term disability payments to those afflicted by diabetes mellitus (type 1) and other endocrine disorders who meet certain requirements. However, insurance companies are quick to deny claims and those suffering from a debilitative case of diabetes may face many unique difficulties in obtaining long-term disability benefits.
Under normal conditions, diabetes is a disease that can be well controlled, but for some people the complications of the disease can leave you unable to work or normally function. Arguably more frustrating than the disease itself is the ever-present necessity to continue to provide for your family and loved ones. If your initial request for long term disability benefits are denied, Social Security or your private insurer will require you to jump through many legal hoops and barrels to prove the validity of your case. About 2 out of every 3 people are denied, and many will apply multiple times. Insurance companies are notorious for denying valid claims, despite a life of hard, honest work.
In order to qualify for long-term disability for diabetes, you must demonstrate one of these symptoms:
Vision impairmentFrequent acidoses- the buildup of acids in the bloodstreamNeuropathy to two extremities- affecting movement, gait or stationIf your claim does not clearly meet the Social Security listing of impairments requirements outlined in Section 9- Endocrine Disorders, you must prove that your disease causes significant functional limitations preventing you from work. This can require extensive paperwork, doctor testimony and a thorough evaluation of your educational level, residual functional ability and any past work experience.
Although many become discouraged, there is hope if your claim has been denied. A long-term disability advocate skilled in insurance litigation can help.? Hearings for disability insurance are unique in that there is no testimony- the only evidence a judge will consider is what is presented in your file. This will be the only basis of their decision making it imperative that all deadlines are met, all required testimony is fulfilled and that your disability is clearly outlined and substantiated. An advocate can also help you hold your insurance company accountable if they unreasonably delay or partially deny payments for valid claims.
More than 25 million people in the United States live lives limited by their disabilities, and over 30 million are disabled. If you or a loved one are no longer able to fulfill the duties of your job due to Diabetes and were denied long term disability benefits, consult with a long-term disability advocate to learn how they can help. If you have not yet applied and wish to make your first request for long term disability benefits, they will help expedite the legal process and ensure that all required documentation and evidence is provided to win your case and secure your financial future.
My trip took us to Florida. In southern Florida there is a pretty heavy New York Jewish population. I almost started to salivate upon landing at the thought of real corned beef and New York pickles. While corned beef on rye may be the ideal, I brought my bread to the deli and had my sandwich on a Joseph’s Oat, flax Whole wheat pita. It took the mounds of meat very well for only 4 grams of net carbohydrates. And oh that brown deli mustard and the pickles, heaven!
The latest medication for people with type 2
For a person with
The day my son was diagnosed with type 1 
For most people who meet you, and learn that you live with 
Kayla Eriksen, 11 years old